Why Is the Pre-Approval Process so Important?




Today, I’ll discuss the importance of the pre-approval process. The pre-approval process is imperative and essential to be completed prior to you making any offers. The listing agent and seller typically require a pre-approval letter to accompany your offer with the Realtor you work with.

This process can happen a couple of different ways. The preferred methods are to either do this in person or over the phone. You can also go to my website and fill an application there. I typically conduct a follow-up call after you submit an application.


Ultimately, we need to ask you all the necessary questions. Depending on your answers, we can ask follow-up questions. By the end of the conversation, we will have a great loan profile for you. This allows us to email you a list of required documents.

We want a smooth escrow process. There’s nothing worse as a home buyer to be running around at the last minute. We do all this work upfront. We can discuss rates and programs. We want to educate you at the end of the first conversation. We want to help you make the best decision for your situation.

We look forward to assisting you with your finance needs!

How Do You Begin Your Home Search?




Today, we'll discuss common websites that buyers go to when looking for homes that are available for sale. Many buyers begin their home search process on sites such as Zillow, Trulia, and Realtor.com.

While these sites may be a good starting point, they don't really give you all the information that you need to know. You need to know whether the home is a short sale or a standard sale, or other important information, such as whether the seller needs to buy a home before you can close on escrow.


While the Web is a great place to start, I highly recommend contacting a professional real estate agent. You will get all the information you need and save you time and energy. A real estate agent will make sure that your purchase transaction closes in a timely manner.

If you have any questions, please give me a call or send me an email. I would be happy to help you!